Instant gratification at every transaction point
Oiyaa's real-time, card-linked reward technology delivers instant loyalty recognition and redemption directly at the point of transaction, creating seamless experiences that drive customer engagement.
Our innovative approach connects payment cards, digital wallets, and payment terminals to our loyalty engine, ensuring customers receive rewards and recognition without additional steps, cards, or friction in their shopping journey.
Customers receive rewards and offers in real-time at the moment of transaction, enhancing satisfaction and encouraging immediate return visits.
No separate loyalty cards, QR codes, or apps required. Customers simply pay with their usual payment method and automatically receive their rewards.
Card-linking increases program participation by eliminating enrollment barriers and ensuring every eligible transaction is automatically captured.
Gain deeper insights into customer behavior and preferences with comprehensive transaction data across all participating businesses.
Customers link their payment cards to your loyalty program through a simple, secure enrollment process—just once.
When a customer pays with their linked card at any participating business, our system identifies the transaction in real-time.
Our loyalty engine immediately calculates rewards based on transaction details and the customer's profile.
The customer receives an instant notification about points earned, rewards available, or offers unlocked.
Rewards can be automatically applied to the current transaction or saved for future purchases, with redemption as simple as making a payment.
Our advanced technology platform enables seamless, secure, and real-time card-linked reward experiences:
Direct connections to major payment networks allow us to identify and process transactions in real-time without adding latency to the payment process.
Our transaction processing engine handles millions of transactions per minute with sub-50ms response times, ensuring no delays at checkout.
Bank-grade security protocols protect payment card information using tokenization, ensuring customer data is never exposed or vulnerable.
AI algorithms process transaction patterns to deliver highly personalized and relevant rewards based on individual customer behavior.
Create frictionless loyalty experiences across multiple store locations and online channels, with automatic reward accrual and personalized offers based on purchase history.
Recognize frequent diners automatically and deliver tailored rewards based on visit frequency, spend amount, or menu preferences without slowing down the checkout process.
Banks and payment providers can offer value-added loyalty services to their cardholders, creating differentiation and driving increased card usage and preference.
Implement mall-wide loyalty programs that recognize shoppers across all tenant stores, encouraging cross-shopping and increasing overall visit frequency.
We offer flexible implementation approaches to suit your business needs:
Our complete end-to-end solution includes card linking, transaction processing, customer communications, and merchant dashboards.
Integrate our card-linking and transaction processing capabilities with your existing loyalty systems through our comprehensive API suite.
Deploy our card-linked rewards technology under your own brand with customized features and user experience.
"Since implementing Oiyaa's card-linked rewards, we've seen a 45% increase in our loyalty program participation and a 28% lift in repeat customer visits. The frictionless experience has transformed how our customers engage with our brand."
"The real-time nature of Oiyaa's card-linked rewards has been a game-changer for our restaurant group. Our customers love receiving instant rewards right at the table, and we've seen a substantial increase in average order value as a result."
Experience the power of real-time, card-linked rewards with Oiyaa