Works across all terminals, acquirers, and payment cards
Oiyaa's payment compatibility solution eliminates integration barriers by working seamlessly with virtually any payment setup – from legacy terminals to modern digital wallets – enabling frictionless loyalty across diverse payment environments.
Our system bridges the gap between diverse payment infrastructures and your loyalty program, ensuring customers can earn and redeem rewards regardless of the payment technology they use or the acquiring bank processing the transaction.
Deploy loyalty across any payment terminal – from basic PIN pads to sophisticated smart terminals – without hardware upgrades or replacements.
Maintain relationships with multiple acquiring banks while offering a consistent loyalty experience across all your payment processors.
Customers can earn and redeem rewards using any payment method – credit, debit, mobile wallets, or contactless payments – with no limitations.
As payment technologies evolve, our system automatically adapts, ensuring your loyalty program remains compatible with emerging payment methods.
| Category | Compatible Systems |
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| Payment Terminals |
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| Acquirers/Processors |
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| Payment Methods |
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Our specialized middleware sits between payment systems and loyalty logic, translating various payment protocols into a standardized format for loyalty processing.
Flexible API endpoints make it simple to connect any payment system, whether directly or through existing payment gateways and processors.
Sophisticated matching algorithms ensure transactions are correctly identified and attributed regardless of the payment path they follow.
Payment details are securely tokenized, allowing for customer identification across transactions without exposing sensitive payment data.
Businesses with locations using different POS systems and acquirers can now offer a unified loyalty experience across all stores.
PSPs can offer embedded loyalty as a value-added service to their merchant clients without disrupting existing payment flows.
Payment terminal providers can enhance their offerings with built-in loyalty capabilities that work regardless of the processor used.
Groups of merchants with different payment setups can collaborate on shared loyalty programs without standardizing their payment infrastructure.
We analyze your current payment ecosystem to identify all terminal types, acquirers, and payment methods in use.
Our team designs a custom integration approach that works with your specific payment setup without requiring major changes.
We establish the necessary connections between your payment systems and our loyalty platform using the most efficient integration method.
Each payment path is thoroughly tested to ensure transactions are correctly processed for loyalty, with detailed certification for each setup.
We continuously monitor for changes in your payment ecosystem and proactively update integrations to maintain seamless operation.
"We had six different POS systems across our 20 locations. Oiyaa's payment compatibility solution allowed us to launch a unified loyalty program without replacing a single terminal."
"Our downtown merchant association members use over a dozen different payment processors. With Oiyaa, we created a community loyalty program that works universally across all businesses, regardless of their payment setup."
Terminal types supported
Payment processors integrated
Transaction compatibility rate